Understanding your debt-to-income (DTI) ratio is essential when considering a home purchase or any major financial commitment. Your DTI measures how much of your income goes toward paying debts and plays a key role in determining your borrowing potential. With Kribsavup, calculating your DTI is straightforward. Enter your total monthly debts and income, and our tool will instantly provide your ratio, along with clear insights on what it means for your financial goals. If your DTI is higher than ideal, we’ll offer actionable tips to lower it, improving your chances of qualifying for better loan terms and reaching your homeownership dreams faster.