Terms and Conditions

Please read these terms and conditions carefully before using Our Service.

Interpretation and Definitions

Interpretation

The words whose initial letters are capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or plural.

Definitions

For the purposes of these Terms and Conditions:

  • Application refers to the software program provided by the Company, downloaded by You on any electronic device, named Kribsavup.
  • Application Store refers to the digital distribution service operated and developed by Apple Inc. (Apple App Store) or Google Inc. (Google Play Store) from which the Application has been downloaded.
  • Affiliate means an entity that controls, is controlled by, or is under common control with a party, where “control” means ownership of 50% or more of the shares, equity interest, or other securities entitled to vote for the election of directors or other managing authorities.
  • Account refers to a unique account created for You to access our Service or parts of our Service.
  • Country refers to California, United States.
  • Company (referred to as either “the Company,” “We,” “Us,” or “Our” in this Agreement) refers to Griggs Mutual Holdings, LLC, doing business as TGS Financial System, located at 6080 Hamner Ave, Suite 103.
  • Content refers to any text, images, or other information that can be posted, uploaded, linked to, or otherwise made available by You, regardless of the format.
  • Device means any device that can access the Service, such as a computer, cellphone, or digital tablet.
  • Feedback means feedback, innovations, or suggestions sent by You regarding the attributes, performance, or features of Our Service.
  • Free Trial refers to a limited period of time that may be free when purchasing a Subscription.
  • Goods refer to the items offered for sale on the Service.
  • In-app Purchase refers to the purchase of a product, item, service, or Subscription made through the Application and subject to these Terms and Conditions and/or the Application Store’s terms and conditions.
  • Orders mean a request by You to purchase Goods from Us.
  • Promotions refer to contests, sweepstakes, or other promotional offers available through the Service.
  • Service refers to the Application.
  • Subscriptions refer to the services or access to the Service offered on a subscription basis by the Company to You.
  • Terms and Conditions (also referred to as “Terms”) mean these Terms and Conditions that form the entire agreement between You and the Company regarding the use of the Service.
  • Third-party Social Media Service means any services or content (including data, information, products, or services) provided by a third party that may be displayed, included, or made available through the Service.
  • You means the individual accessing or using the Service, or the company or other legal entity on whose behalf such individual is accessing or using the Service, as applicable.

Acknowledgment

These Terms and Conditions govern the use of this Service and form the agreement between You and the Company. They set forth the rights and obligations of all users regarding the use of the Service.

Your access to and use of the Service is conditioned upon Your acceptance of and compliance with these Terms and Conditions. These Terms and Conditions apply to all visitors, users, and others who access or use the Service.

By accessing or using the Service, You agree to be bound by these Terms and Conditions. If You disagree with any part of these Terms and Conditions, You may not access the Service.

You represent that You are over the age of 18. The Company does not permit individuals under 18 to use the Service.

Your access to and use of the Service is also conditioned upon Your acceptance of and compliance with the Company’s Privacy Policy. Our Privacy Policy describes Our policies and procedures on the collection, use, and disclosure of Your personal information when You use the Application or Website. It also explains Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before using Our Service.

Placing Orders for Goods

By placing an Order for Goods through the Service, You warrant that You are legally capable of entering into binding contracts.

Your Information

If You wish to place an Order for Goods available on the Service, You may be required to provide certain information relevant to Your Order, including, but not limited to:

  • Your name
  • Your email
  • Your phone number
  • Your credit card number
  • The expiration date of Your credit card
  • Your billing address
  • Your shipping information

You represent and warrant that:

  1. You have the legal right to use any credit or debit card(s) or other payment method(s) in connection with any Order.
  2. The information You provide to Us is true, correct, and complete.

By submitting such information, You grant Us the right to provide it to third-party payment processors for the purpose of completing Your Order.

Order Cancellation

We reserve the right to refuse or cancel Your Order at any time for reasons including, but not limited to:

  • Goods availability
  • Errors in the description or pricing of Goods
  • Errors in Your Order

We also reserve the right to refuse or cancel Your Order if fraud, unauthorized activity, or illegal transactions are suspected.

Your Order Cancellation Rights

Any Goods You purchase can only be returned in accordance with these Terms and Conditions and Our Returns Policy.

Our Returns Policy forms part of these Terms and Conditions. Please review Our Returns Policy to understand Your right to cancel an Order.

Your right to cancel an Order applies only to Goods that are returned in the same condition in which You received them. You must also include all product instructions, documents, and packaging. Goods that are damaged, used beyond simply opening the original packaging, or not in the same condition as received will not be eligible for a refund. You should therefore take reasonable care of the purchased Goods while they are in Your possession.

We will reimburse You no later than 14 days from the date We receive the returned Goods. The reimbursement will be made using the same payment method You used for the Order, and You will not incur any fees for such reimbursement.

Exemptions from Order Cancellation

You do not have the right to cancel an Order for the following types of Goods:

  • Goods made to Your specifications or clearly personalized.
  • Goods that, due to their nature, cannot be returned, deteriorate rapidly, or have an expired date.
  • Goods that cannot be returned for health protection or hygiene reasons and were unsealed after delivery.
  • Goods that, after delivery, are inseparably mixed with other items.
  • Digital content not supplied on a tangible medium if performance has begun with Your prior express consent and acknowledgment of the loss of cancellation rights.

Availability, Errors, and Inaccuracies

We continuously update our offerings of Goods on the Service. However, the Goods available may sometimes be mispriced, described inaccurately, or unavailable. Additionally, we may experience delays in updating information regarding our Goods on the Service and in our advertising on other websites.

We cannot and do not guarantee the accuracy or completeness of any information, including prices, product images, specifications, availability, and services. We reserve the right to change or update information and correct errors, inaccuracies, or omissions at any time without prior notice.

Pricing Policy

The Company reserves the right to revise its prices at any time before accepting an Order.

After accepting an Order, the quoted prices may still be revised due to factors beyond our control, such as government actions, variations in customs duties, increased shipping charges, foreign exchange fluctuations, or other unforeseen circumstances. In such cases, You will have the right to cancel Your Order.

Payments

All Goods purchased are subject to a one-time payment. Payments can be made through various available methods, including Visa, MasterCard, Affinity Card, American Express, or online payment platforms such as PayPal.

Payment cards (credit or debit) are subject to validation checks and authorization by the card issuer. If we do not receive the required authorization, we will not be liable for any delay or non-delivery of Your Order.

Subscriptions

Subscription Period

Certain parts of the Service are available only through a paid Subscription. You will be billed in advance on a recurring and periodic basis (e.g., daily, weekly, monthly, or annually), depending on the Subscription plan You select.

At the end of each period, Your Subscription will automatically renew under the same conditions unless You cancel it or the Company cancels it.

Subscription Cancellations

You may cancel Your Subscription renewal through Your Account settings page or by contacting the Company. However, no refunds will be issued for fees already paid for the current Subscription period, and You will retain access to the Service until the end of that period.

If the Subscription was made through an In-app Purchase, You must cancel the renewal via the respective Application Store.

Billing

You must provide accurate and complete billing information, including Your full name, address, state, zip code, telephone number, and a valid payment method.

If automatic billing fails for any reason, the Company will issue an electronic invoice requiring manual payment by a specified deadline.

For Subscriptions made through an In-app Purchase, all billing is managed by the Application Store and is subject to its terms and conditions.

Fee Changes

The Company reserves the right to modify Subscription fees at its sole discretion and at any time. Any changes will take effect at the end of the current Subscription period.

You will be given reasonable prior notice to allow You to cancel Your Subscription before the new fee takes effect. Continuing to use the Service after the fee change constitutes acceptance of the new Subscription fee.

Refunds

Except when required by law, Subscription fees are non-refundable.

Certain refund requests may be considered on a case-by-case basis at the Company’s sole discretion.

For Subscriptions made through In-app Purchases, the refund policy of the respective Application Store will apply. If You wish to request a refund, You must contact the Application Store directly.

Free Trial

The Company may offer a Free Trial for a limited period at its sole discretion.

You may be required to enter billing information when signing up. However, You will not be charged until the Free Trial expires. If You do not cancel before the end of the trial, You will be automatically charged the applicable Subscription fee.

The Company reserves the right to modify or cancel the Free Trial offer at any time without notice.

In-app Purchases

The Application may offer In-app Purchases for products, services, or Subscriptions.

In-app Purchases can only be used within the Application and cannot be canceled after the download process has started. They are non-refundable, non-transferable, and cannot be redeemed for cash.

If an In-app Purchase fails to download or does not work, We will investigate and, if necessary, provide a replacement or issue a fix at no additional cost. If a resolution is not possible within a reasonable time, We will authorize the Application Store to issue a refund.

Billing and transaction processing for In-app Purchases are handled by the Application Store and governed by its terms and conditions. Any payment-related issues must be addressed directly with the Application Store.

Promotions

Promotions offered through the Service may be subject to specific rules separate from these Terms.

If You participate in any Promotion, please review the applicable rules and our Privacy Policy. In case of a conflict between the Promotion rules and these Terms, the Promotion rules will prevail.

User Accounts

When creating an account, You must provide accurate, complete, and up-to-date information at all times. Failure to do so may result in the immediate termination of Your account.

You are responsible for safeguarding Your password and for any activities under Your account. You agree not to disclose Your password to any third party. If You suspect a security breach or unauthorized use of Your account, You must notify Us immediately.

Usernames must not infringe on any rights of others, impersonate another person or entity, or contain offensive, vulgar, or obscene content.

Content and Posting

You may post Content on the Service, and You are solely responsible for its legality, reliability, and appropriateness.

By posting Content, You grant Us the right to use, modify, publicly perform, display, reproduce, and distribute it through the Service. However, You retain ownership of Your Content and are responsible for protecting Your rights.

By posting Content, You represent and warrant that:

  • The Content is Yours or You have the necessary rights to use and share it.
  • Posting the Content does not violate any laws or third-party rights, including privacy, publicity, copyright, contract, or other rights.

Content Restrictions

The Company is not responsible for user-generated Content. You are solely responsible for any Content posted under Your account.

You may not post Content that is:

  • Unlawful or promotes illegal activities.
  • Defamatory, discriminatory, or hateful based on race, religion, gender, sexual orientation, nationality, or other protected groups.
  • Spam, unsolicited advertisements, chain letters, or gambling-related content.
  • Containing malware, viruses, or any harmful code that may disrupt software, hardware, or networks.
  • Infringing on intellectual property rights, including patents, trademarks, copyrights, and trade secrets.
  • Impersonating others, including Company representatives.
  • Violating the privacy rights of any individual.

False Information and Features

The Company reserves the right, but not the obligation, to determine, in its sole discretion, whether any Content is appropriate and complies with these Terms. The Company may refuse or remove such Content. Additionally, the Company reserves the right to format, edit, or change the manner in which any Content is presented. The Company can also limit or revoke the use of the Service if You post objectionable Content. As the Company cannot control all content posted by users and third parties, You agree to use the Service at Your own risk. By using the Service, You acknowledge that You may be exposed to content that You find offensive, indecent, incorrect, or otherwise objectionable. The Company is not liable for any content, including errors, omissions, or any resulting loss or damage.

Content Backups

Although the Company performs regular backups of Content, it does not guarantee that there will be no data loss or corruption. Corrupt or invalid backup points may result from, without limitation, pre-existing corrupted Content or changes made during the backup process. The Company will provide support and attempt to troubleshoot backup issues but holds no liability for Content integrity or restoration failures. You are responsible for maintaining a complete and accurate copy of any Content independently of the Service.

Copyright Policy

Intellectual Property Infringement

We respect intellectual property rights and will respond to claims of copyright or other intellectual property infringements. If You believe copyrighted work has been copied in a way that constitutes infringement on our Service, submit a written notice to our copyright agent at [email protected], including:

  1. A detailed description of the alleged infringement.
  2. An electronic or physical signature of the copyright owner or authorized agent.
  3. A description of the copyrighted work, including its URL or a copy.
  4. Identification of the location of the infringing material.
  5. Your address, phone number, and email.
  6. A statement of good faith belief that the use is unauthorized.
  7. A statement under penalty of perjury affirming the accuracy of Your notice.

Misrepresentation of infringement claims may result in liability for damages, including costs and attorneys’ fees.

DMCA Notice and Procedure for Copyright Infringement Claims

To file a notification under the Digital Millennium Copyright Act (DMCA), provide our Copyright Agent with the details listed in 17 U.S.C. 512(c)(3). Upon receipt, the Company may take appropriate action, including removal of the infringing Content.

Intellectual Property

The Service and its original content (excluding user-provided Content), features, and functionality remain the exclusive property of the Company and its licensors. The Service is protected by copyright, trademark, and other applicable laws. The Company’s trademarks and trade dress may not be used without prior written consent.

Your Feedback to Us

You assign all rights, title, and interest in any Feedback provided to the Company. If such assignment is ineffective, You grant the Company a non-exclusive, perpetual, irrevocable, royalty-free worldwide license to use, reproduce, modify, distribute, and exploit such Feedback without restriction.

Links to Third-Party Websites

The Service may include links to third-party websites not owned or controlled by the Company. The Company is not responsible for the content, privacy policies, or practices of third-party sites. Use of such websites is at Your own risk.

Termination

We may terminate or suspend Your Account immediately, without notice, for any reason, including breaches of these Terms. Upon termination, Your right to use the Service ceases immediately. If You wish to terminate Your Account, simply discontinue use.

Limitation of Liability

To the maximum extent permitted by law, the Company and its suppliers shall not be liable for any special, incidental, indirect, or consequential damages, including but not limited to loss of profits, data loss, business interruption, or personal injury. In no event shall the Company’s liability exceed the amount You paid through the Service or $100 if no purchase was made. Some jurisdictions do not allow exclusions of certain warranties or limitations of liability, meaning some exclusions may not apply to You.

“AS IS” and “AS AVAILABLE” Disclaimer

The Service is provided “AS IS” and “AS AVAILABLE” without warranties of any kind. The Company disclaims all warranties, express or implied, including but not limited to merchantability, fitness for a particular purpose, and non-infringement. The Company does not guarantee that the Service will be uninterrupted, error-free, or free from harmful components.

Governing Law

These Terms are governed by the laws of the applicable jurisdiction, excluding conflict of law provisions. Your use of the Service may also be subject to local, state, national, or international laws.

Dispute Resolution

If You have any concerns about the Service, You agree to attempt to resolve disputes informally by contacting the Company first.

For European Union (EU) Users

If You are an EU consumer, You are entitled to protections under the laws of Your country of residence.

U.S. Federal Government End Use Provisions

The Service qualifies as a “Commercial Item” as defined in 48 C.F.R. §2.101.

U.S. Legal Compliance

You represent and warrant that You are not in a country subject to a U.S. government embargo or designated as “terrorist-supporting,” nor are You listed on any U.S. government prohibited party list.

Severability and Waiver

If any provision of these Terms is found unenforceable, it shall be modified to achieve its intent to the maximum extent possible under applicable law, and the remaining provisions shall continue in full force. Failure to enforce any right or obligation does not waive future enforcement.

Translation Interpretation

These Terms may be translated. If discrepancies arise, the original English text prevails.

Changes to These Terms and Conditions

We reserve the right to modify or replace these Terms at any time. Material changes will be notified at least 30 days before taking effect. Continued use after changes take effect constitutes acceptance of the new Terms.

Contact Us

If you have any questions about these Terms and Conditions, You can contact us:
By visiting this page on our website: https://kribsavup.com