Terms of Use
Last updated: March 2025
Welcome to Kribsavup. By downloading, accessing, or using the Kribsavup mobile application and related services ("Services"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree, do not use the Services.
1. Eligibility
You must be at least 18 years of age and capable of forming a binding contract to use our Services. By using the Services, you represent that you meet these requirements. Our Services are intended for use in jurisdictions where they are permitted.
2. Account and Security
You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. You must notify us immediately of any unauthorized use. We are not liable for losses resulting from unauthorized access due to your failure to protect your credentials.
3. Use of Services
You agree to use the Services only for lawful purposes and in accordance with these Terms. You may not:
- Use the Services in any way that violates applicable laws or regulations
- Attempt to gain unauthorized access to our systems, other users' accounts, or any third-party services
- Use the Services to transmit malware, spam, or harmful content
- Copy, modify, or reverse-engineer the Services or any part thereof
- Resell or commercially exploit the Services without our written consent
4. Financial and Legal Disclaimer
Kribsavup provides tools for budgeting, savings, credit score information, investment tracking, and home-buying or renting guidance. We do not provide legal, tax, or investment advice. Credit scores and related data are provided by third-party bureaus; we do not guarantee their accuracy. You are solely responsible for your financial decisions. Consult qualified professionals for advice tailored to your situation.
5. Intellectual Property
The Services, including the app, design, text, graphics, and software, are owned by us or our licensors and are protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable license to use the Services for your personal, non-commercial use in accordance with these Terms.
6. Limitation of Liability
To the fullest extent permitted by law, Kribsavup and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising from your use of or inability to use the Services. Our total liability shall not exceed the amount you paid us, if any, in the twelve months preceding the claim.
7. Termination
We may suspend or terminate your access to the Services at any time, with or without cause or notice. You may stop using the Services at any time. Upon termination, your right to use the Services ceases immediately. Provisions that by their nature should survive (e.g., disclaimers, limitations of liability) will survive.
8. Changes to Terms
We may modify these Terms from time to time. We will notify you of material changes by posting the updated Terms in the app or on our website and updating the "Last updated" date. Your continued use of the Services after such changes constitutes acceptance of the new Terms. If you do not agree, you must stop using the Services.
9. Governing Law and Contact
These Terms are governed by the laws of the jurisdiction in which we operate, without regard to conflict of law principles. For questions about these Terms, please contact us through the app or our website.